Now Hiring: Mortgage Loan Originator (MLO)
Full-Time | Outside Sales | Field-Based
Location: Miami, FL
Compensation: 100% Commission | Uncapped Earning Potential
Reports To: Sales and Operations Manager
Turn Your Ambition into a Thriving Mortgage Business
At Empire Finest Group, we believe the right mortgage can help families achieve homeownership and create lasting financial opportunities. We also believe driven professionals deserve the tools, support, and freedom to build a business around their own goals.
We’re looking for a motivated Mortgage Loan Originator (MLO) who knows how to generate business, develop referral partnerships, and guide borrowers toward suitable mortgage financing solutions.
This is a commission-only opportunity designed for a self-starter who enjoys prospecting, networking, building a strong pipeline, and closing loans. You’ll have the opportunity to develop your own book of business while leveraging the resources and expertise of an established mortgage team.
If you’re entrepreneurial, relationship-driven, and motivated by performance-based earnings, Empire Finest Group offers a platform to grow your mortgage career on your terms.
Why Build Your Career with Empire Finest Group?
Uncapped Commission Potential
Your earnings are tied to your production. This is a 100% commission position with no fixed salary, offering the opportunity to increase your income as you generate business and close loans.
Develop Your Own Referral Network
Build lasting relationships with real estate agents, builders, investors, past clients, and other referral partners. Develop a sustainable pipeline that creates opportunities for repeat business and referrals.
Operational Support That Helps You Close
You can focus on business development and borrower relationships while collaborating with dedicated internal resources, including:
- Training and professional mentorship.
- CRM and pipeline management tools.
- Operations, underwriting, and loan processing support.
- Internal coordination to help move loans from application through closing.
- A collaborative team committed to sharing knowledge and supporting successful outcomes.
A Structured 90-Day Launch Program
The Launch & Earn program provides a structured 90-day runway to help you establish your business development routine, build your pipeline, and create a foundation for long-term growth.
A Team That Wants You to Succeed
Join a collaborative environment where professionals share insights, celebrate achievements, and support one another while pursuing individual and organizational goals.
What You’ll Do
Generate Mortgage Business
- Proactively identify and pursue new mortgage lending opportunities.
- Develop referral sources through networking, prospecting, relationship building, and community engagement.
- Build connections with Realtors, real estate investors, builders, and prospective borrowers.
- Maintain consistent outreach to generate new leads and expand your market presence.
Build and Maintain Client Relationships
- Establish trusted relationships with borrowers and referral partners.
- Understand clients’ homeownership goals, financial circumstances, and financing needs.
- Maintain regular communication throughout the mortgage process.
- Develop long-term relationships that encourage repeat business and referrals.
Identify Appropriate Financing Solutions
- Discuss available mortgage options and help borrowers understand potential financing solutions.
- Work with clients to gather the information needed to evaluate loan opportunities.
- Support loan structuring across applicable mortgage products, including Conventional, FHA, VA, Jumbo, and Non-QM programs.
- Coordinate with underwriting and processing teams to address documentation needs and keep applications moving.
Manage Your Pipeline Through Closing
- Maintain an organized pipeline of prospects, applications, and active transactions.
- Follow up consistently with borrowers, referral partners, and internal teams.
- Monitor loan milestones and help resolve issues that could affect closing timelines.
- Use CRM tools to document activities, manage follow-ups, and track opportunities.
- Follow applicable mortgage lending regulations, licensing requirements, and company procedures.
What We’re Looking For
We’re interested in professionals who combine mortgage knowledge with an entrepreneurial mindset and a commitment to generating business.
Qualifications
- Current mortgage industry experience or relevant experience in mortgage lending, financial services, real estate, or sales.
- Active NMLS license, or a demonstrated ability and willingness to obtain the required licensing promptly.
- Familiarity with mortgage products, borrower qualification, and the loan origination process.
- Strong prospecting, networking, negotiation, and relationship-building skills.
- Ability to develop referral partnerships and generate business independently.
- Excellent communication and customer service skills.
- Strong organization, follow-through, and pipeline management abilities.
- Comfort working in a field-based, outside sales environment.
- Professional judgment and commitment to applicable lending and compliance standards.
You’ll Thrive Here If You
- Take initiative rather than waiting for leads to arrive.
- Enjoy building relationships and creating new business opportunities.
- Are motivated by goals, production, and performance-based compensation.
- Can manage your schedule, prospecting activities, and pipeline independently.
- Value collaboration and know when to leverage internal resources.
- Want to build a sustainable book of business over time.
Position Details
Job Title: Mortgage Loan Originator (MLO)
Location: Miami, FL
Employment Type: Full-Time
Work Environment: Outside Sales / Field-Based
Reports To: Sales and Operations Manager
Compensation: 100% Commission with Uncapped Earning Potential
Please note: This position does not include a fixed base salary. Earnings depend on production and closed business.
Ready to Take Ownership of Your Success?
Empire Finest Group offers motivated Mortgage Loan Originators an opportunity to build their own business with access to training, technology, operational support, and a collaborative mortgage team.
If you’re ready to grow your referral network, develop new mortgage opportunities, and turn your production into earning potential, we want to hear from you.
Bring your drive. Build your pipeline. Grow your business.
Apply today and take the next step in your mortgage career with Empire Finest Group.